AR software built for construction.

Progress billing. Retainage. GC payment cascades. Able Collect understands how construction AR actually works.

Construction AR is different.

Generic AR tools don't understand your world. They weren't built for progress billing, retainage tracking, or the reality of waiting 60-90 days for a GC to pay.

GC payment cascades

You invoice the GC. The GC waits for the owner. You wait for the GC. Payment terms say Net-30—reality says 60-90 days.

Retainage tracking

5-10% of every invoice sits in retainage until substantial completion. Tracking release conditions across dozens of projects? That's a spreadsheet nightmare.

Back-charge disputes

A GC deducts $15K for "damage" you didn't cause. Now the invoice is stuck. Someone has to investigate. Weeks pass.

Project close-out delays

Final payment requires punch list completion, lien waivers, and documentation. One missing piece holds up everything.

Able Collect speaks construction.

Project-based AR view

See AR by job, not just by customer. Know which projects are aging, which retainage is coming due, which close-outs are stuck.

Retainage management

Track retainage by project. Monitor release conditions. Get alerts when substantial completion approaches.

GC payment intelligence

Learn which GCs pay on time and which stretch to 90 days. Adjust your collection strategy accordingly.

Back-charge dispute tracking

Centralized queue for disputes. Investigation workflows. Document collection. Resolution tracking.

Close-out acceleration

Track punch list status, lien waiver requirements, and final documentation. Surface blockers before they delay payment.

How it works for construction

1

Connect to your systems

We integrate with construction ERPs like Viewpoint/Vista, Sage 300, CMiC, and others. Your job cost data, AR aging, and project status flow into Able Collect.

2

See your AR by project

Every job. Every invoice. Every retainage hold. One view that shows you exactly where your cash is stuck.

3

Prioritize by what matters

AI surfaces high-risk accounts, retainage coming due, disputed invoices, and close-outs that need attention.

4

Collect smarter

AI drafts professional follow-ups to GC payment contacts. Your team handles negotiations and escalations.

What construction companies achieve with Able Collect.

Touch rate improvement
25% → 60%+
DSO reduction
10-20 days typical
Dispute resolution
Weeks → days
Retainage recovery
Accelerated close-out
"We finally have visibility into retainage across all our projects. We're collecting retainage we used to forget about."

— AR Manager, Specialty Contractor

Built for all types of construction companies

Specialty Contractors (MEP, Steel, Concrete)

  • High invoice volume across multiple projects
  • Complex retainage and progress billing
  • GC relationship management critical

General Contractors

  • Subcontractor payment coordination
  • Owner billing and retainage
  • Project-level cash flow visibility

Materials Suppliers

  • Job-lot billing
  • Lien rights management
  • Customer credit risk monitoring

Go deeper

Best practices for retainage, GC payment chains, and dispute resolution. Real strategies from construction AR teams.

See Able Collect for construction.

30-minute demo. We'll show you how it works with your projects and your ERPs.

30-minute demo. No commitment. We'll show you Able Collect configured for your industry.